Landlords.
Property tax has been rewritten several times in a decade, and the rules reward people who report carefully. Whether it's one flat or a portfolio, we handle the rental accounts, the reliefs, and the capital gains reporting when you sell.
What we take off your plate
- Rental accounts and Self Assessment for any size of portfolio
- Mortgage interest relief applied correctly
- Capital gains tax on disposals calculated and reported on time
- Advice on ownership structure — personal against company — with honest numbers
Property tax is where the rules changed most.
A rental property used to be a simple tax story. It is now the most rule-dense corner of personal tax: mortgage interest restricted to a 20% credit for individuals (the change that pushed higher-rate landlords into structures), Capital Gains on a sale reportable within 60 days of completion on its own return, Making Tax Digital arriving for landlord income over £50,000, and the non-resident scheme for anyone letting from abroad. Each rule is manageable; missing any of them is expensive.
The structural question sits underneath: hold personally, or in a company? The company keeps full interest relief and pays Corporation Tax rates, but extracting the rent has its own cost and moving existing properties in triggers CGT and stamp duty. The honest answer depends on your rate band, leverage, horizon and heirs — it's a calculation we run properly, not a fashion we follow. Portfolio landlords sit down with us for exactly this conversation more than any other.
Day to day, we keep the machine boring: rental accounts that capture every deductible cost, the 60-day CGT return filed before the deadline exists as a worry, the tax put aside monthly, and — because property is the classic inheritance-tax asset — the estate arithmetic run early enough for planning to work.
The details we mind so you don't have to
- The 60-day CGT return on residential sales — missed more often than any deadline we see
- Interest restriction worked correctly, and the company-vs-personal maths rerun as rates move
- MTD for landlords over £50,000 — digital records and quarterly updates from April 2026
- IHT exposure on property wealth reviewed before the planning options narrow
Relevant services
Accounts & Bookkeeping
Year-end accounts, management figures and tidy books — done properly, filed on time.
Learn more →Personal & Business Tax
Self Assessment, Corporation Tax, and planning that happens before the year end — not after.
Learn more →VAT
Registration, quarterly returns and Making Tax Digital — without the quarterly panic.
Learn more →Tax Advisory & Planning
The complex questions — remuneration, disposals, reliefs, second opinions — answered before you act.
Learn more →Business Restructuring
Incorporations, share reorganisations, group structures and orderly closures — moved carefully, taxed correctly.
Learn more →Registered Office & Care-of Address
Use our Finchley address as your registered office. Post received, processed, delivered to you securely.
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