Contractors & Freelancers.

Contracting rewards a clean setup: the right structure, sensible salary and dividends, VAT handled, and records that survive scrutiny. We run the compliance so invoicing is the only admin you think about.

What we take off your plate

  • Company or sole-trader setup — chosen for your situation, not by default
  • Quarterly VAT and payroll run for you
  • IR35 and off-payroll positions explained in plain English
  • CIS refunds for construction subcontractors

Caught between every regime at once.

Contractors live where the tax regimes overlap: IR35 deciding whether a contract is really employment, CIS taking deductions at source in construction, VAT's Flat Rate Scheme quietly turning against labour-only businesses via the 16.5% limited-cost rate, and income that arrives in lumps the tax system pretends is steady. Each regime has its own paperwork and its own penalty for guessing.

We keep the moving parts aligned: contracts reviewed against the off-payroll rules before signature rather than after an enquiry; CIS deductions verified, recorded and — for subcontractors — offset properly so refunds arrive instead of evaporating; the flat-rate decision recalculated on your actual cost base, because the answer changed in 2017 and plenty of contractors' habits didn't.

The structural question — sole trader, limited company, or umbrella — deserves arithmetic rather than the agency's default. Run the comparison, then let's talk about what your contracts, your clients and the off-payroll rules actually allow. The right answer earns you money every week; the wrong one is just admin with extra steps.

The details we mind so you don't have to

  • Off-payroll status on each engagement — reviewed before you sign, defended if challenged
  • CIS suffered deductions tracked and offset so your refund actually arrives
  • The 16.5% limited-cost trap checked yearly against your real spending on goods
  • Lumpy income smoothed with a reserve, so quiet months and January both stay boring

Relevant services

Talk to Rose